Question 1

What is Easy?

Accepted Answer

Easy is a self-custodial payment platform. Businesses accept credit cards, ACH, digital wallets, and stablecoin payments from one dashboard. Flat-rate pricing, next-day payouts, and cashback on idle balances. Most accounts are approved in under 90 seconds.

Question 2

What does "self-custodial" mean?

Accepted Answer

Your funds remain in accounts you control rather than being held by a payment processor. Easy never holds, moves, or has access to your merchant funds — we route the transaction; the money lives with you.

Question 3

Where is Easy available?

Accepted Answer

The US and Canada right now. We support USD transactions and are expanding to more markets soon.

Question 4

How long does it take to get approved?

Accepted Answer

Under 90 seconds for most merchants. We use automated KYB (Know Your Business) verification, so you can start accepting payments almost immediately.

Question 5

How much does Easy cost?

Accepted Answer

2.7% + $0.30 per transaction for all credit and debit cards, online and in-person. Amex is 3.0% + $0.30. ACH transfers are 0.5% + $1.00 (capped at $4). No monthly fees, no setup fees, no hidden fees.

Question 6

Are there any hidden fees?

Accepted Answer

No. Flat-rate pricing, no monthly minimums, no PCI compliance fees, no statement fees. What you see is what you pay.

Question 7

How does Easy compare to Stripe pricing?

Accepted Answer

Easy charges 2.7% + $0.30 versus Stripe's 2.9% + $0.30 for online cards — roughly $200/month back on $100K of card volume. Easy treats stablecoins as free (Stripe charges 1.5%), and idle balances earn cashback rewards Stripe doesn't offer.

Question 8

What payment methods does Easy support?

Accepted Answer

Credit and debit cards (Visa, Mastercard, Amex, Discover), ACH, RTP, wire transfers, Apple Pay, Google Pay, and stablecoins. Everything lives in one dashboard.

Question 9

What are stablecoin payments?

Accepted Answer

Payments made in digital currencies pegged to the US dollar (USDC and similar). They settle faster than cards, cost less to process, and don't carry chargebacks.

Question 10

Does Easy support recurring payments and subscriptions?

Accepted Answer

Yes — create subscription plans, manage billing cycles, and handle upgrades or cancellations directly from the dashboard or via the API.

Question 11

Can I accept payments online and in-person?

Accepted Answer

Both. Same flat rate either way. Use payment links, hosted checkout, the API, or supported in-person devices.

Question 12

How fast are Easy payouts?

Accepted Answer

Next-day as standard, with instant payouts available. Most processors hold your money for 2–7 business days. Because Easy is self-custodial, your funds hit your account on a much shorter clock.

Question 13

How do payouts work with a self-custodial model?

Accepted Answer

Processed funds settle directly into accounts you own and control. Easy moves the money but never holds it — there's no "Easy balance" waiting on a release schedule.

Question 14

Is Easy PCI compliant?

Accepted Answer

Yes. Card tokenisation runs through Basis Theory, so sensitive card data never touches your servers or ours. Cards are tokenised at the point of entry and the entire stack runs on PCI DSS Level 1 certified infrastructure.

Question 15

How does Easy protect payment data?

Accepted Answer

Card data is tokenised on entry and never stored. All traffic is encrypted, payment endpoints are rate-limited, payment sessions are single-use with a 5-minute window, and every payment page ships with strict Content Security Policy headers.

Question 16

Does Easy have an API and SDK?

Accepted Answer

Yes — a RESTful API plus official SDKs for React, React Native, Node.js, JavaScript, Python, and Ruby. Coverage spans payments, webhooks, and merchant management.

Question 17

How do I integrate Easy into my app?

Accepted Answer

Install the SDK, pull API keys from the dashboard, and start processing. Most developers get a basic integration running in under an hour.

Question 18

What are Easy cashback rewards?

Accepted Answer

Cashback you earn on idle balances in your merchant account. Most processors hold your float and earn the interest themselves; Easy flips that — your idle balance earns for you.

Question 19

How do rewards work?

Accepted Answer

They accrue automatically. No opt-in, no minimum balance. Cashback is credited to your account on a regular cadence shown live in the dashboard.

Frequently asked questions

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