itseasy.co/audit
Free for businesses on Stripe, PayPal, Square & Shopify Payments
See exactly where your processor is bleeding you.
Connect Stripe or PayPal in one click. Read-only. Revoke anytime. We pull your last 12 months, run the math your processor's dashboard won't, and email you a 6-page PDF showing your true effective rate, the yield your processor pocketed off your idle balance, and exactly what you'd keep on Easy. No call required.
Time from connect to PDF
5 min
OAuth click → ingest → analysis → inbox. Fully automated.
What it costs you
$0
Free. Read-only access. We delete your token after 30 days.
Average leakage we find
$27K/yr
On a $1M-volume merchant. Fees you didn't know you paid + yield you didn't earn.
01What's in your audit
✓Your real effective rate
Stripe quotes 2.9% + 30¢. Real merchants land at 3.2–3.8% once Radar, instant payouts, FX, and disputes hit. We show your actual number, traced fee by fee.
✓Yield your processor kept
Your average daily balance × current 4% T-bill rate. The yield Stripe earned on your money. On Easy that comes back to you as monthly cashback.
✓Cash-flow drag, in days
Authorization → settlement, by month. Rolling reserves you didn't know existed. Working capital trapped in transit. What same-day settlement on Easy frees up.
✓Customer concentration risk
Top-10 customer share of revenue. The single biggest deplatforming exposure most SMBs are blind to — and the one Stripe's risk model is quietly watching.
✓Refund & dispute benchmarks
Where you stack up against your vertical. Where your processor is silently penalizing you with higher rates or reserves. With the math we'd use to renegotiate.
✓Side-by-side switch math
Same volume, same mix, on Easy. Cost. Yield earned. Cash freed. To the dollar. Send it to your CFO. Use it to renegotiate. Or just switch.
02How it works
01
Connect, read-only
One click. Stripe Connect / PayPal OAuth. No API key shared. Read-only scopes only. Revoke from your processor dashboard anytime.
02
We pull & analyze
Charges, payouts, balance, refunds, disputes — last 12 months. Our engine runs the math your processor's dashboard refuses to surface.
03
PDF in your inbox
Six pages. Real dollars. Send it to your CFO, your board, your processor's account manager. Or come switch.
Run your audit. Five minutes. No call.
Connect Stripe or PayPal read-only. We email the PDF when it's ready.